We have previously introduced you to the things you need to pay attention to when buying a house, and introduced you to the Stamp Duty Land Tax (SDLT) in detail.

Since the actual situation of buying a house is very different, some old and difficult-to-repair houses can enjoy corresponding tax rebates.

You are also entitled to a stamp duty refund if you own two homes at the same time and sell the mainly home within three years.

Which cases have the right to refund, how to apply for refund? Here we will answer your questions.

Stamp Duty Land Tax (SDLT)


A detailed series of stamp duty land tax was introduced in our earlier article.

If you buy property or land in England and Northern Ireland over a certain price, you must pay Stamp Duty Land Tax (SDLT ).



Who is entitled to claim a SDLT refund

Uninhabitable house

If you have purchased a second property that is not habitable, with a view to renovating it as a buy-to-rent investment.

Stamp duty surcharges may have been charged and those paying the higher rates through review may be eligible for a refund.

Shared ownership with first-time buyers

You may also be entitled to a stamp duty refund if you are a first-time homebuyer and bought a common property for £500,000 or less.

As a result of the 2018 autumn budget, the chancellor eliminated stamp duty on these transactions.

It is available to first-time home buyers who bought a home on or after November 22, 2017.

Sold your mainly house within 3 years

If you bought a second home and paid an additional property stamp duty of 3%.

Continue to sell your original property for three years and you are entitled to a stamp duty refund.

House with annex

If you have paid a stamp duty surcharge on a property with an annex, granny flat or other similar smaller structure on the land of your main residence, you may be able to lodge a claim with HMRC.

How long does it take to apply for an SDLT refund

You can apply for a stamp duty refund within 12 months from the date of filing your SDLT return.

Taking into account some special circumstances, this may be extended depending on the situation.

If you sell your previous primary residence within 3 years of buying your second home, you have 12 months from the date of sale to claim a refund of the 3% surcharge.


How long does it take to get a stamp duty refund?


HMRC normally aims to process all refunds within 15 working days of application, but the process can sometimes take up to 35 working days.